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I ran across this and figured I would share it, since there are many in our disc golf community who are struggling with mortgages. Yes, it's a law review paper and it's long, but it is surprisingly easy to read and has some good thughts in it: Underwater and Not Walking Away: Shame, Fear and the Social Managem....

The link above will open to a Web page and there will be links at the top to where you can download the full PDF.

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It's amazing.
Banks get the 'money' from the US Currency. (Our Money)
Sell it back to us.

Screwed it all up for us.
We gave them money, which we are "ALL PAYING FOR!"
To balance their books, that THEY SCREWED UP!

Now every bank won't give out loans to rarely anyone.
Name a person that is not having any difficulty, and that person is just starting out or never bought anything with credit.

My credit card companies (the banks have turned into relentless heartless fools).

Watch the news.
It is sad.

History has repeated itself all over again.

The foxes have taken, eaten, and we the citizens are paying for it.

NOW I Feel better thank you very much for this rant.
This is a good paper. I love it when a credible voice challenges mainstream, 'establishment', thinking like this. It is worth reading if you have any interest in these financial and policy matters (which if you don't directly, you are probably close to someone that does).

If you're looking for a reasonable media report/summary, you can see one here: http://www.latimes.com/classified/realestate/news/la-fi-harney29-20...
If the banks were to bend and help people out, things would be easier to stomach.
Try getting a bank employee to cough up the truth?
They are out to get whatever they can out of everyone.

Don't believe in socialism.
But the way the so-called 'rules of engagement' are all in favor of the bank is wrong.
It would be nice to sue your bank.
It's a bit rough out there ............. sounds like walking may be the smart thing to do even though it's a scary thot ...... like the guy says it's in the human condition to try and stick it out when probably the right way of thinking is to dump it, regroup, rent and save and come back stronger later ........... short term pain for longer term gain ............ good luck with it all .......... you only go thru life once ........ what looked good once doesn't necessarily work now .... the numbers are staggering
If they want to foreclose they need to produce the contract you signed. If your contract got sold in a bundle with other securities, make them produce the wet ink doc. Who is the holder in due course? That is the only one that can foreclose. The courts and lawyers are the crooks.
what happened to the day when banks were there to protect our money, and not try and take it from us...exactly why i don't bank with a big bank that tries to steal my money..go credit unions!

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